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Saturday, 21 June 2008 |
By Michael D. Strauss
 Credit card companies have been working hard to attract business from a variety of market segments. Average credit card balances have been jumping dramatically in the UK in recent years, which has prompted an increase in the number of providers and products available in the card market. The small business audience is one market that has been more widely targeted with credit card offers customized to the unique needs of a small business owner.
For many small business owners, credit cards are a vital source of funds when an emergency, or an immediate business need arises. Many small businesses are started with a modest cash investment. As businesses grow, they often must make purchases of products for resale, supplies for business use, or travel for business needs. The ability to make some of these purchases with an affordable credit card solution is a huge advantage to a small business. Small businesses often look to leverage great ideas or products early and then cover the costs of doing so as business picks up over time.
There are many unique opportunities and advantages that |
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Last Updated ( Saturday, 21 June 2008 )
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Thursday, 19 June 2008 |
By Michael D. Strauss
 Struggling with bad credit is certainly not a pleasant situation for any person to find themselves in. Obtaining get credit opportunities with bad credit is tougher than it is for those people who have good credit. However, in the competitive credit card environment, more and more excellent credit card offers and deals become accessible for bad credit borrowers on a regular basis.
Many companies offer credit card products specifically tailored to people that have bad or poor credit. These cards are often surprisingly similar in a lot of ways to cards more generally available to excellent and good credit borrowers. Many card companies offer instant online approval processes, 24-hour online account access, and excellent customer service to bad credit card borrowers.
The difference with cards for those with bad credit lies more in certain fees and some of the aspects that impact the creditor risk. The biggest difference with credit cards available to excellent credit and bad credit borrowers is with the interest rates charged. Bad credit borrowers obviously face slightly higher annual percentage rate costs with cards. Again, because of the |
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Last Updated ( Thursday, 19 June 2008 )
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