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Friday, 07 November 2008 |
By shelley bayol
We are going through some very difficult financial times. The financial state of our country is in serious trouble. Even though the bailout has been approved, is it enough... or is it too little, too late?
In this article I will hit on one of the culprits of this mess: credit card companies. The main reason my clients come to see me is to get out of debt. We are a nation of debtors, not savers. Statistics prove that we are spending more than we make, and having credit cards allows us to do that... until now.
What will happen now? The ability to get credit will definitely change, they say. What will that do to your lifestyle? How will that change your choices?
I believe that it is important to godeeper to explore what is really behind the spending. We hear often: "Stop the debting cycle... learn to live within your means... pay off your debt." You might reply, "Easier said then done."
Spending, saving, and investing our money involves more than just accounting procedures. There can |
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Last Updated ( Friday, 07 November 2008 )
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Friday, 07 November 2008 |
By MIKE SELVON
By narrowing down the number of credit card offers that have what you want, you can reduce the stress involved in choosing a one for your personal or business needs. There are different types of credit cards available, such as business, rewards and student. By looking at your needs and knowing what you want the credit card to do for you, you can find the card that is right for you.
Business credit card offers have some of the same offers that a personal card can offer, such as rewards and a low introductory percentage rate. Some of the rewards that are available are air miles or cash rebates, yet choosing a card with this type of reward is only beneficial if it is something that will be used.
Choosing a rewards card is only good if you will use the reward. And having a low introductory percentage rate can be a huge plus, but you have to be careful and see what the rate will jump to after the introductory period has ended. Student ones are great because they allow |
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Last Updated ( Friday, 07 November 2008 )
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